Get your college degree if you do not already have one. A bachelor's degree in most fields, as well as courses in business law or accounting, can be enough to get a job entry level. It is also useful to have computer course work, as the work of a subscriber typically involves working with computer programs that assist in risk analysis.

Decide on the field of insurance underwriting in which you want to specialize. Generally, most insurers specializing in one of four categories of insurance: health, life, property and casualty insurance or mortgage. purchasers of life insurance and health may specialize more in the two groups or individual policies.

Apply for a job in first-level support a subscriber or a trainee underwriter with an insurance company that specializes in your field of interest. Often, the underwriters start in those positions, and through the workplace training and continuing education courses, they can also acquire a certification known as an appellation.

Continue your studies in the field of insurance. Many insurance companies offer incentives or pay for your studies. The Insurance Institute of America offers training for the beginning of underwriters. The Institute also has courses for subscribers to win a title of associate in commercial underwriting, or ACU, for underwriting policies of insurance, or you can get as a partner in life and health insurance, or API for the underwriting of personal insurance.

Earn a professional designation of Chartered Property and Casualty Underwriter - CPCU - or Chartered Life Underwriter, CLU known. CPCU designation can be earned by the Insurance Institute of America. You can win your CLU by the American College, which also provides the registered health underwriter, or RHU designation. Both schools have online courses available.

Check with your state department of insurance if you want a licensed insurance agent. Being a subscriber does not usually need a license, but the subscribers are likely to go to become insurance agents licensed to profit from the sale of insurance products. Licensing requirements vary by state and can cause 12 to 40 hours of prelicensing education hours of overtime and eventually study the ethics of the state in particular and the assurance codes. In some states, if you earn a CPCU, CLU, ACU or API designation in the subscription, you can forgo the hours of instruction and will be required to take the second of a two-part qualifying examination.

Contact your state insurance commission to apply to take the licensing exam. Your insurance commission can also point you in the right direction to get started on your hours of prelicensing education, if necessary.